Legals February 14, 2019

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NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Pend Oreille Shores Resort has made application replace an existing concrete block wall along 530' of the shoreline of Lake Pend Oreille. The wall will be faced with riprap. A 530'x4' walkway will be constructed on the lakeward side of the wall. Location: 47390 Highway 200, Pend Oreille Lake, Hope, Idaho, in Section 1 Township 56 North, Range 1 East; B.M., in Bonner County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Justin Eshelman, Resource Specialist, Sr. on behalf of Navigable Waters Program - at the above address or by calling (208) 263-5104. /S/ TOM FLEER, Area Manager Idaho Department of Lands SNP LEGAL 6505 AD# 266550 FEBRUARY 7, 14, 2019

NOTICE OF TRUSTEE'S SALE TS No: ID-19-849202-BB NOTICE IS HEREBY GIVEN that on 6/11/2019, at the hour of 9:00 AM of said day, On the front steps of the main entrance to the Bonner County Courthouse, located at 215 S. 1st Avenue, Sandpoint, ID 83864, said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of BONNER, State of Idaho, and described as follows, to-wit: LOTS 4, 5, 6 AND 7, BLOCK 4, GRAHAM'S ADDITION TO SANDPOINT IDAHO, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK 1 OF PLATS, PAGE 78, RECORDS OF BONNER COUNTY, IDAHO The current trustee is Robert W. McDonald, Esq, whose address is 108 1st Ave. South, Suite 202, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 1014 N FLORENCE AVE, SANDPOINT, ID 83864 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 4/7/2010, by and among CECIL E HOLT & GLORIA J HOLT HUSBAND AND WIFE, as Grantor, and FIDELITY NATIONAL TITLE, as Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR EMBRACE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS, as Beneficiary; said Deed of Trust having been filed of record on 4/16/2010, as Instrument No. 790959 Official Records of BONNER County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $1,254.13, which may include principal, interest and escrow, due on 9/1/2018, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $150,281.85 in principal; plus accrued interest at the rate of 5.3750 percent per annum from 9/1/2018 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Dated this 28th day of January, 2019. Robert W. McDonald, Esq, Trustee By: TS No: ID-19-849202-BB IDSPub #0149838 1/31/2019 2/7/2019 2/14/2019 2/21/2019 SNP LEGAL 6485 AD#264809 JANUARY 31, 2019 FEBRUARY 7,14, 21, 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER In the Matter of the Estate of Kenneth LeLand Lavery, Deceased. Case No. CV09-18-1788 Notice is hereby given that Petitioner, Christina A. Taylor, has been appointed as Personal Representative of this Estate. All persons having claims against the Estate are required to present their claims within four (4) months after the date of the first publication of this notice or the claims will be forever barred. Claims must be both presented in writing to Petitioner, Personal Representative of the Estate of Kenneth LeLand Lavery at the Law Firm of Tevis W. Hull, 95 Tamarack Lane, Sagle, Idaho 83860 and filed with the Court. Dated this 25 day of January, 2019. /S/ Tevis W. Hull Attorney for Petitioner SNP LEGAL 6482 AD# 264101 JANUARY 31, FEBRUARY 7, 14, 2019

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on Monday, the 22nd day of April, 2019, at the hour of 10:00 o'clock a.m., of said day, on the steps of the Bonner County Courthouse, the Wilson Law Firm, as Successor Trustee, will sell at public auction, to the highest bidder, for cash (the Successor Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Bonner County, State of Idaho, to-wit: Beginning at the Northeast corner of the Southeast Quarter of the Northwest Quarter of Section 11, Township 56 North, Range 1 West, Boise Meridian; thence due South on the North and South centerline of said Section, 18 rods; thence West 78 1/2 rods; thence South 9 1/2 rods, thence West, 1 1/2 rods; thence North 27 1/2 rods; thence East, 80 rods to the place of beginning. SUBJECT TO easements, rights of way, reservations, restrictions, conditions and covenants now of record; and easements and rights of way of view. AND One (1) 2002 FLEETWOOD MFRD HM; 16' X 76'; TITLE NUMBER: A011026705 VIN NO: 1DFLX04A22791RE13 For the purposes of compliance with Idaho Code 60-113, the Successor Trustee has been informed that the address of 479 Camp Bay Rd., Sagle, ID 83860 may sometimes be associated with said real property. Further information may be obtained from Eric A. Anderson, Attorney at Law, Wilson Law Firm, Bonners Ferry, Idaho 83805, (208)267-1777. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by, and pursuant to, the power of sale conferred in the deed of Trust executed by DAVID KOCH & BRIDGET KOCH, as Grantors, to BOUNDARY ABSTRACT CO., an Idaho corporation, as Trustee, for the benefit and security of JUDY M. FOSTER, as Beneficiary; said Deed of Trust having been recorded on January 6, 2014, as Instrument No. 854857 in the official records of Bonner County, Idaho. The appointment of Eric A. Anderson of the Wilson Law Firm as Successor Trustee recorded on December 7, 2018 as Instrument No. 931960 in the records of Bonner County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is due to a breach of the terms of the Deed of Trust, thereby, risking loss of the collateral securing the payment on the Promissory Note, in that the above named Grantors have failed to pay when due Property Taxes in the amount of $1,538.48, and Mobile Home Taxes in the amount of $336.50, as set forth on the Escrow Agreement executed by the aforementioned parties on January 3, 2014, and as set forth on the Deed of Trust, executed by the Grantors on January 3, 2014, as security on the Promissory Note. As a result of this breach, and pursuant to the terms of the Deed of Trust, all amounts owing under the Note, including interest and late fees, are now due and payable along with all costs and fees associated with this foreclosure. The principle balance with interest and late fees through December 5, 2018, on the obligation secured by the Deed of Trust is $124, 433.42, plus interest accruing after December 5, 2018, unpaid taxes, insurance, late fees, escrow fees, and attorney's fees and costs. And further, that the Successor Trustee has executed this written Notice of Trustee's Sale, and has declared its election to cause the above described real property to be sold to satisfy the obligations of said Deed of Trust. The above Grantors are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. SUCCESSOR TRUSTEE Eric A. Anderson Attorney at Law SNP LEGAL 6577 AD# 268499 FEBRUARY 15, 22, MARCH 1, 8, 2019

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