Legals November 19, 2019

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NOTICE OF PUBLIC HEARINGS NOTICE IS HEREBY GIVEN that the Bonner County Planning and Zoning Commission will hold public hearings beginning at 5:30 p.m. on Thursday, December 19, 2019, in the 1st Floor Conference Room of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following requests: File V0004-19 - Front Yard Setback Variance - Stephan & Amy Byrd are requesting a 5' foot front yard setback where 25' feet is required to allow for the construction of a shop garage with future living area above on a 0.28-acre parcel. The project site is located off of N Steamboat Bay Road in Section 27, Township 60 North, Range 04 West, B.M. The Planning and Zoning Commission at the public hearing on May 16, 2019 continued this file requesting the applicant obtain a certified mapped survey including an impervious surface calculation and a 200-foot shoreline standard calculation. File V0024-19 - Side Yard Setback & Waterfront Setback Variance - James Chavez is requesting a two foot (2') side yard setback where 25-feet is required and a twenty foot (20') waterfront setback where 40-feet is required as shown on the site plan, for an existing retaining wall. The property is zoned Rural 5. The project is located off W. Lakeview Boulevard in Section 29, Township 56 North, Range 5 West, Boise-Meridian. File V0026-19 - Front Yard Setback Variance - Michael Altringer is requesting an eleven foot (11') eight inch (8") front yard setback from access road South Rocky Point Road, where 25-feet is required, for the construction of a garage. The property is zoned Forest 40. The project is located off South Rocky Point Road in a portion of Section 22, Township 60 North, Range 4 West, Boise-Meridian. Files AM0009-19 & ZC0008-19 - Comprehensive Plan Map Amendment & Zone Change - Bonner County is initiating a Comprehensive Land Use Map Amendment from Agricultural/Forest (10-20) to Rural Residential (5-10) and a Zone Change from Agricultural/Forest 20 to Rural 5 in Section 27, Township 54 North, Range 4 West, Boise-Meridian, and a Zone Change from Rural 10 to Rural 5 for Section 35, Township 54 North, Range 4 West, Boise-Meridian. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements must be submitted to the planning department record no later than seven (7) days prior to the public hearing. Written statements not exceeding one standard letter sized, single spaced page may be submitted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.gov. Additional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. Any affected person as defined by Idaho Code, Title 67, Chapter 65, may present an appeal to the Board of County Commissions from any final decision by the Bonner County Planning and Zoning Commission. (Bonner County Revised Code, Section 12-262) SNP LEGAL 7392 AD#343875 NOVEMBER 19, 2019

NOTICE OF SALE OF REAL PROPERTY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER BRUCE A. GREENAN and LANA L. GREENAN, Trustees of the BRUCE A. GREENAN and LANA L. GREENAN REVOCABLE TRUST, dated 3/25/1998, Plaintiffs, v. TIM REED and CASSIE TAUBER, husband and wife, Defendants. Case No. CV09-19-0931 Sheriff's Case No.: C19-1403 Date: December 3, 2019 Time: 10:00 a.m. Place: Bonner County Sheriff's Office 4001 N Boyer Road Sandpoint, ID 83864 NOTICE is hereby given that the Bonner County Sheriff, pursuant to the Writ Of Execution For Sale Of Real Property issued on the 16th day of October, 2019, pursuant to the Judgment, entered on October 4, 2019, and recorded on October 10, 2019, as Instrument No. 946770, records of Bonner County, Idaho, shall on the 3rd day of December, 2019, at the hour of 10:00 a.m. at the front entrance to the Bonner County Sheriff's Office, whose address is 4001 N Boyer Road, Sandpoint, Idaho 83864, Bonner County, I will sell all the right, title, and interest of said Defendants, TIM REED and CASSIE TAUBER, at public auction, to the highest bidder for cash in currency of the United States, all payable at the time of sale. The following real property legally described as and situated in Bonner County, Idaho: Lots 1 through 6 inclusive of Block 3, Unit 1 of GRANITE CREEK PROPERTIES, according to the plat thereof, recorded in Book 2 of Plats, Page 84, records of Bonner County, Idaho. The physical location of the real property from the best information available is believed to be located at or near United States Forest Service Road 278 in Bonner County, Idaho. The attorney for the Plaintiffs is Rex A. Finney, of Finney, Finney & Finney, P.A. The real estate parcel is twenty (20) acres or less and the time of redemption pursuant to Idaho Code 11-402 shall be six (6) months regarding the real estate. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 29th day of October, 2019. Daryl Wheeler BONNER COUNTY SHERIFF /s/Lacey D Rasor By: Bonner County Sheriff Civil Clerk SNP LEGAL 7369 AD#340693 NOVEMBER 12, 19, 26, 2019

Revised Request for Proposals 2020 Single-Family AFFORDABLE Housing DEVELOPMENT ACTIVITIES Idaho Housing and Finance Association ("IHFA") HOME Programs Department is accepting formal proposals for federally-assisted single-family development activities. Single-family is defined as 1-4 units under common ownership and financing. IHFA will award HOME and NSP3 funds to community-based, non-profit owner-developers to acquire and/or rehabilitate or construct single-family units in Idaho. NSP3 is limited to specific Canyon County Census Tracts, as defined in the RFP guidance; HOME may be used anywhere in Idaho, except Boise. Boise projects may be approved by the HOME Programs Manager. As required by the funding program, units must be sold or rented to low, and very low -income households. IHFA will award HTF funds to community-based, non-profit owner-developers to acquire and rehabilitate/ construct affordable single-family rental units anywhere in Idaho. As required by the HTF program, units must be rented to extremely low-income households. Due to limited funding, an organization's current program funding and approved/underway projects will be a factor when awarding 2020 funds. Total 2020 Funding and Activity Type HOME Program- Homebuyer Properties- $3,500,000 HOME Program- Rental Properties- $1,200,000 NSP 3 Program- Homebuyer or Rental Properties- $1,500,000 HTF Program- Rental Properties - $1,200,000 Applicant must be an IRS-designated 501(c)(3) in Good Standing with State of Idaho and IHFA. Other conditions and requirements will apply. Proposal and submission requirements available at: https://www.idahohousing.com/federal-programs/home-program | Resources | NOFA/RFP. Deadline: Proposals must be received by IHFA no later than 5 p.m., Friday, December 13th, 2019 Proposals will only be accepted electronically. Contact the HOME Programs Department; Idaho Housing and Finance Association, 565 West Myrtle Street, Boise, ID 83702; or 208-331-4792 for access to the portal system for electronic proposal submission. Forms will be located in the electronic portal. For additional information contact laural@ihfa.org SNP LEGAL 7381 AD#342290 NOVEMBER 19, 2019

NOTICE OF TRUSTEE'S SALE T.S. No. 086281-ID Parcel No.: RP54N05W080820A On 3/13/2020 at 11:00 AM (recognized local time), On the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: THE SOUTH 525 FEET OF THE WEST 200 FEET OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 8, TOWNSHIP 54 NORTH, RANGE 5 WEST, BOISE MERIDIAN, BONNER COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 188 PEACEFUL SPRINGS ROAD, BLANCHARD, ID 83804, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENNIS M NANTAIS, A MARRIED MAN, JOINED HEREIN PRO-FORMA BY HIS SPOUSE, MARY A NANTAIS, as Grantor(s), to STEWART TITLE COMPANY OF IDAHO, as Trustee, for the benefit and security of BANK ONE, NA, as Beneficiary, dated 10/16/2004, recorded 10/28/2004, as Instrument No. 662704, in Book , Page , , official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2019 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/30/2019 is $123,146.88 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/30/2019 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 7361 AD#340283 NOVEMBER 5, 12, 19, 26, 2019

APN: RP58N05W254800A NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 3/29/2011, a certain Mortgage Deed of Trust was executed by BILL MELAU, A MARRIED MAN AS HIS SOLE AND SEPARATEPROPERTY as trustor in favor of WELLS FARGO BANK, N.A. as beneficiary, and was recorded on 4/4/2011, as Instrument No. 807926, in the Office of the Recorder of Bonner County, Idaho; and WHEREAS, the beneficial interest in the Mortgage Deed of Trust is now owned by the Secretary, pursuant to an assignment dated 7/24/2018, recorded on 7/24/2018, as instrument number 924992, in the office of Bonner County, Idaho; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage Deed of Trust in that the payment due upon the death of the borrower(s) was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of 10/31/2019 is $169,471.01; and WHEREAS, the Mortgage Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family house; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, SEE ATTACHED, notice is hereby given that on 12/9/2019 at 10:00 AM local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: Legal Description: THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER IN SECTION 25, TOWNSHIP 58 NORTH, RANGE 5 WEST OF THE BOISE MERIDIAN, BONNER COUNTY, IDAHO. Commonly known as: 669 COTTONWOOD ROAD, PRIEST RIVER, ID 83856 The sale will be held at: at the BONNER COUNTY COURTHOUSE, 215 S. FIRST AVE., SANDPOINT, ID 83864 Per the Secretary of Housing and Urban Development, the estimated opening bid will be $174,422.99. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, the winning bidders with the exception of the Secretary must submit a deposit totaling ten percent (10%) of the Secretary's estimated bid amount in the form of a certified check or cashier's check made payable to the undersigned Foreclosure Commissioner. Ten percent of the estimated bid amount for this sale is $17,442.30. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $17,442.30 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15 day increments for a fee of: $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Mortgage Deed of Trust is to be reinstated prior to the scheduled sale is based on the nature of the breach, this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. A description of the default is as follows: FAILURE TO PAY THE PRINCIPAL BALANCE AND ANY OUTSTANDING FEES, COSTS, AND INTEREST WHICH BECAME ALL DUE AND PAYABLE BASED UPON THE DEATH OF ALL MORTGAGORS. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 31, 2019CLEAR RECON CORP Foreclosure Commissioner Shella Domilos Title: Senior Foreclosure Specialist 4375 Jutland Drive San Diego, California 92117 Phone: (858) 750-7600 Fax No: (858) 412-2705 SNP LEGAL 7380 AD#342282 NOVEMBER 12, 19, 26, 2019

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