NOTICE OF TRUSTEE'S SALE

TS No.: 20050192325786 Loan No.: 4949091 On 3/28/2006 at 11:00am (recognized local time), at the following location in the County of Bonner, State of Idaho: At the front entrance of First American Title Co., 419 N. 2nd. Sand-point, ID 83864, First American Title Insurance Company, as Trustee will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Bonner, State of Idaho, and described as follows: Beginning at the Southwest corner of Section 14, Township 61 North, Range B West, Bonner County, Idaho; through south 89°50' West 1991.68 feet to an iron pipe with a brass cap; thence North 0° 01' West 1208.50 feet is an iron pipe; thence North 0° 01' West 113.50 feet to an iron pipe; thence north 88°51' East 133.3 feet to an iron pipe which is the True Point of Beginning of this tract; thence continuing North 89°51' East 280.0 feet to an iron pipe; thence south 0° 01' East 73.0 feet to an iron pipe; thence South 89° 51' West 208 feet to an iron pipe; thence North 0° 01' West 75.0 feet to the True Point of Beginning. Together with right of access to said premises from existing County Road. Commonly known as: NNA Nordman, ID 83848 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of NNA, Nordman, Idaho 83848 is some-times associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ronnie Mark Carson and Glenna Leanne Carson, husband and wife, as grantors, to Pioneer Title Company of Ada County, as Trustee, for the benefit and security of Northwest Mort-gage, Inc now known as Wells Fargo Home Mortgage, as Beneficiary, dated 02/16/1999 and recorded on 02/25/1999, as Instrument No. 640495 of Official Re-cords of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obliga-tion set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 02/16/1999. The monthly install-ments of principal, interest, and impounds (if applicable) of 496.98, due per month for the months of 12/1/2004 through 11/16/2005 and all subsequent installments until the date of sale or reinstatement. The principal bal-ance owing as of this date on the obligation secured by said Deed of Trust is $52,876.25, plus accrued interest at the rate of 7.125% per annum from 11/01/2004. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the trustee is unable to convey title for any reason, the successful bidder's sole and exclusive rem-edy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further re-course. Melmet Default Services, Inc. 1820 E. First Street, Suite 410, Santa Ana, CA 92705-4063 Sale In-formation Line: (714)259-7850 Reinstatement and PayOff Requests: (714)480-5472 This is an attempt to col-lect a debt and any information obtained will be used for that purpose. ASAP# 735551

Legal SNP#7508

Dec. 21, 28, 2005, Jan. 4, 11, 2006