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NOTICE OF TRUSTEE'S SALE

| January 25, 2006 8:00 PM

On the 18th day of May, 2006, at the hour of 10:00 A.M., of said day, (recognized local time), in the Office of First American Title Company, 419 Second Ave., Sandpoint, in the County of Bonner, State of Idaho.

First American Title Company of Idaho, Inc., an Idaho Corporation, as successor Trustee, will sell at public auction, to the highest bidder, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to-wit:

The North 132.6 feet of Lot 13 in Block 4 of the FIRST ADDITION to Cedar Park, according to the plat thereof recorded in Book 1 of Plats, Page 100, records of Bonner County, Idaho.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors Office, the address of 622 Ockert St, Oldtown, Idaho, is sometimes associated with said real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CLAYTON T MOORE AND SUSANA H MOORE, husband and wife, as Grantors, to FIRST AMERICAN TITLE COMPANY OF IDAHO, INC., an Idaho Corporation as successor Trustee, for the benefit and security of Family Home Mortgage Corp., as Beneficiary, recorded August 19, 1996, as Instrument No. 490165, and assigned to CHASE HOME FINANCE LLC, successor by merger with Chase Manhattan Mortgage Corporation, as Beneficiary by Assignment recorded September 30, 1996, as Instrument No. 492544, Mortgage Records of Bonner County, Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506 (4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments for Principal, Interest and Impounds of $494.55, due per month for the months of August through December, 2005 and all subsequent payments until the date of sale or reinstatement, uncollected late charges are due in the amount of $78.76, with interest accruing at an adjustable rate, the current rate is 5.375% per annum, and continuing to accrue from July 1, 2005. Also due are delinquent and unpaid taxes for 2005. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $57,365.74, plus accruing interest, costs and advances. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.

Date: January 10, 2006

FIRST AMERICAN TITLE COMPANY OF IDAHO, INC.

BY: Melissa Boone

Senior Foreclosure Analyst

Legal SNP#7577

Jan. 25, Feb. 1, 8, 15, 2006