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NOTICE OF TRUSTEE'S SALE

| November 16, 2006 8:00 PM

T.S. No.: ID-89891-C Loan No.: 0307276912 A.P.N.: RP024950000010A NOTICE IS HEREBY GIVEN that, FIDELITY NATIONAL TITLE INSURANCE COMPANY the duly appointed Successor Trustee, will on 1/8/2007 at 11:00 AM (recognized local time), AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW CORP., 105 PINE STREET, SANDPOINT, IDAHO, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Bonner, State of Idaho, and described as follows: A tract of land located in the Northeast quarter of Section 35, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho, described as follows: Commencing at the Northeast corner of said Section 35; thence South 00o45'53' West along the East line of said Section 35, a distance of 188.57 feet to the true point of beginning for this description; thence South 50o46'36" West along the centerline of a 60.00 wide easement (Instrument No. 346087, records of Bonner County, Idaho) a distance of 451.39 feet; thence continuing along said easement centerline 378.21 feet along a curve to the right, with a radius of 750 feet and whose chord bears South 75o13'24" West a distance of 374.22 feet; thence South 89o40'12" West along said easement centerline a distance of 101.75 feet; thence leaving said centerline easement, South 06o10'58" West a distance of 546.94 feet; thence North 71o 50'24" East a distance of 956.58 feet to a point on the East line of said Section 35; thence North 00o45'53" East along said East line a distance of 562.07 feet to the true point of beginning. Parcel 2: A non-exclusive easement for ingress and egress and utilities as set forth in Document no. 350783 and as depicted on Survey, recorded under Document No. 441694. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 278 FIVE LAKES EST SAGLE, ID 83860 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MELVIN R. WELLS AND JOANNE WELLS, HUSBAND AND WIFE, as grantors, to SANDPOINT TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR LENDER GREENPOINT MORTGAGE FUNDING, INC, as Beneficiary, dated 10/6/2001, recorded 10/12/2001, as Instrument No. 589511 , records of Bonner County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. . THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/6/2001. The monthly payments for Principal, Interest and Impounds (if applicable) of 1109.40, due per month from 4/1/2006 through 1/8/2007, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $104,043.51, plus accrued interest at the rate of 8.25% per annum from 3/1/2006. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 07, 2006 FIDELITY NATIONAL TITLE INSURANCE COMPANY DIANNA SANDOVAL, authorized signatory c/o EXECUTIVE TRUSTEE SERVICES, INC.15455 San Fernando Mission Blvd. #208 Mission Hills, CA 91345 Phone: (818) 837-2300 Sale Line: (818) 361-6998 ASAP# 790136

Legal SNP# 8241

November 2, 9, 16, 23, 2006

Case No. CV-2006-01706

NOTICE TO CREDITORS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER MAGISTRATE DIVISION

In the Matter of the Estate of:

IRMA C. GOODYEAR,

Deceased.

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred.

Claims must be presented to the undersigned at the address indiicated, and filed with the Clerk of the Court.

DATED this 6h day of November, 2006.

LANA KAY HANSON

105 Pine Street, Suite 103

Sandpoint, ID 83864

208/263-9546

CATHERINE L. DULLEA, CHTD.

Attorney at Law

101 North Fourth Avenue,

Suite 204

Sandpoint, ID 83864

Phone: (208)265-2276

Attorney for

LANA KAY HANSON

Legal SNP #8263

November 16, 23, 30, 2006

Case No. CV-2006-01854

NOTICE OF HEARING

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

IN RE:

Glenn Alan Tashoff-Chapin Jr.,

Date of Birth: May 23, 1992,

A Petition by Ellen Lucile Chapin, born on 12/18/63 at Bonners Ferry, State of Idaho, now residing at 491 Bishop Ln., Athol, proposing a change in name to Glenn Alan Chapin Jr. has been filed in the above entitled Court, the reason for this change in name being: Have same last name as the rest of the family.

The petitioner's father is living.

Such petition will be heard at 9:00 o'clock a.m. on December 11, 2006, in courtroom number - at the Bonner County Courthouse before ethe honorable Judge Buchanan. Objections may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. Witness, my hand and the seal of said District Court this 20th day of October, 2006.

Legal SNP# 8240

November 2, 9, 16, 23, 2006

Probate Case No.

CV2006-01894

NOTICE TO CREDITORS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

In the Matter of the Estate of:

GARY L. BERKHOUSEN,

Deceased.

NOTICE IS HEREBY GIVEN that DOUGLAS C. BERKHOUSEN and DEVIN C. BERKHOUSEN have been appointed Co-Personal Representatives of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court.

DATED this 8th day of November, 2006.

RICHARD P. WALLACE

Attorney for the

Co-Personal Representatives

Attorney at Law

1859 N. Lakewood Dr. Ste 201,

Coeur d'Alene, ID 83814

Phone: (208)292-2691

Legal SNP #8264

November 16, 23, 30, 2006

NOTICE OF

PUBLIC HEARING

NOTICE is hereby given that Northside Fire District shall conduct a Public hearing on Tuesday, the 21st day of November, 2006 at Northside Fire District, 437 Cedar Street, Ponderay, Idaho commencing at 7:00 p.m. or as soon thereafter as this hearing can be conducted. Said hearing is for the purpose of public input for the following:

The annexation into the district of the North half of the Northwest quarter of the Northwest quarter of Section 12, Township 58 North, Range 1 East, Boise Meridian, Bonner County, Idaho.

The annexation into the district of the West half of the Northwest quarter of the Northeast quarter of section 12, Township 58 North, Range 1 East, Boise Meridian, Bonner County. Idaho

Written comments over one (1) page in length must be received by Northside Fire District, P.O. Box 181, 437 Cedar street, Ponderay, Idaho 83852, at least twenty-four hours prior to hearing.

Dated this 8th day of Novermber, 2006

/s/ Brad Mitton, Chief

Northside Fire District

Legal SNP# 8260

November 16, 2006

NOTICE OF APPLICATION

Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Dover Bay Development of 120 East Lake Street #101 Sandpoint, ID 83864 made application to construct a pedestrian bridge for public nature trails and limit boating in Brown's Inlet Bay and reclaim a portion of the old submarine launch facility for conversion to green space and boardwalk. Located on Pend Oreille River near Dover, Idaho adjacent to: Section 31 & 32, Township 57 North, Range 2 West, B.M., Bonner County.

Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Resource Manager, Minerals & Navigable Waters at the above address or by calling (208) 263-5104.

/S/

EDWARD ROBINSON,

Area Supervisor

Idaho Department of Lands

Legal SNP# 8252

November 9, 16, 2006

NOTICE OF APPLICATION

Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Ronald & Vicki Schmaltz of 7120 E. Utah - Spokane Valley, WA 99212 made application to place riprap along 97' of shoreline for erosion control. Located on the Priest River near Priest River, Idaho adjacent to: Section 24, Township 56 North, Range 5 West, B.M., Bonner County.

Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Vicki Null-Carey, Navigable Technician, at the above address or by calling (208) 263-5104.

/S/

EDWARD ROBINSON,

Area Supervisor

Idaho Department of Lands

Legal SNP# 8251

November 9, 16, 2006

PUBLIC NOTICE

The Western Pleasure Guest Ranch drinking water system was not monitored for coliform bacteria during the 3rd quarter of 2006, as required by Idaho Rules for Public Drinking Water Systems. This sampling measure the bacteriological quality of the drinking water, and indicates whether disease causing organisms associated with illness could also be present. The required bacteria sample was taken 30 days late. While samples in the past have shown no problems, efforts are underway by us to assure that all future samples are taken. If any problem is detected we will issue an immediate public notice and take proper corrective action.

For additional information, please contact Roley Schoonover at 263-9066, or the Panhandle Health District I at 208 265-6394.

Legal SNP# 8262

November 16, 2006