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NOTICE OF SUCCESSOR TRUSTEE'S SALE

| November 23, 2006 8:00 PM

On February 28, 2007, at 10:00 a.m., Pacific Standard Time, on the front exterior steps of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint ID 83864, Edwin B. Holmes, a member of the Idaho State Bar and Successor Trustee to First American Title Company, Inc., will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of sale, the following parcel of real property located in the County of Bonner, State of Idaho, to wit:

The East Half of the Northeast Quarter of the Southeast Quarter of the Northeast Quarter of Section 30, Township 54 North, Range 4 West, Boise Meridian, Bonner County, Idaho.

The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of complying with Idaho Code section 60-113, information concerning the location of said real property may be obtained from the Successor Trustee, Edwin B. Holmes, at the address and telephone number set forth below.

Said public auction sale shall be made without covenant, guarantee, representation or warranty of any kind regarding title, possession, encumbrances or condition. Said public auction shall be conducted to satisfy an obligation secured by, and pursuant to the power of sale conferred in the Deed of Trust executed by Fred Hegel, as Grantor(s)/Trustor(s), First American Title Company, Inc., as original Trustee named in said Deed of Trust, for the benefit and security of J. Hank Hester and Janet L. Hester, as Beneficiary, dated May (sic) 29, 2002, signed by the Grantor(s)/Trustor(s) on April 29, 2002 and recorded on May 15, 2002, as Instrument No. 601353 in the records of the County Recorder for the County of Bonner, State of Idaho.

THE ABOVE NAMED GRANTOR(S)/TRUSTOR(S) ARE NAMED TO COMPLY WITH IDAHO CODE SECTION 45-1506(4)(a). NO REPRESENTATION IS MADE THAT SAID GRANTOR(S)/TRUSTOR(S) IS(ARE), OR IS(ARE) NOT PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

As of the date of default, October 23, 2006, the default for which this public auction sale is to be made is the failure to:

1. Make the monthly installment payments under a Promissory Note of even date with and secured by the above-mentioned deed of trust, in the sum of three hundred seventy five dollars and forty four cents ($375.44) per month, together with late charges of thirty seven dollars and fifty four cents ($37.54) per month for the month(s) of August, September and October, 2006;

2. Violating the terms and conditions of the deed of trust by selling, conveying, assigning or otherwise alienating the above described real property, or any part thereof, or any interest therein without the prior written consent of the Beneficiary. Said selling, conveying, assigning or otherwise alienating the above described real property, or any party thereof, is evidenced by that certain quit claim deed that has been recorded as Instrument No. 584448 on August 16, 2005 in the records of Bonner County, Idaho.

As of October 23, 2006, the principal balance currently owing on the obligation secured by the aforementioned deed of trust is thirty four thousand six hundred seventy four dollars and sixty five cents ($34,674.65) and late charges in the amount of one hundred twelve dollars and sixty two cents ($112.62), for a total due, as of the aforementioned date, of thirty four thousand seven hundred eighty seven dollars and twenty seven cents ($34,787.27), exclusive of all delinquent taxes, any interest or penalties thereon and escrow fees. Said delinquent amount continues to accrue interest, late charges and/or fees, escrow fees and/or charges, foreclosure costs and attorneys fees and outstanding taxes and penalties, if any. All delinquencies are now due in full together with all late charges, advances to protect the security, and fees and costs associated with this foreclosure sale.

The Beneficiary elects, and has directed the Successor Trustee, to sell or cause the aforementioned parcel of real property to be sold to satisfy said obligations. The sale shall be governed by the provisions contained in Title 45, Chapter 15, Idaho Code. The Successor Trustee's authority herein is evidenced by an appointment of successor Trustee recorded as Instrument No. 715990 in the records of Bonner County, State of Idaho.

Pursuant to Idaho Code Section 45-1506(12): "Whenever all or a portion of any obligation secured by a deed of trust which has become due by reason of a default of any part of that obligation, including taxes, assessments, premiums for insurance or advances made by a beneficiary in accordance with the terms of the deed of trust, the grantor or his successor in interest in the trust property or any part thereof, or any beneficiary under a subordinate deed of trust or any person having a subordinate lien or encumbrance of record thereon, at any time within one hundred fifteen (115) days of the recording of the notice of default under such deed of trust, if the power of sale therein is to be exercised, or otherwise at any time prior to the entry of a decree of foreclosure, may pay to the beneficiary or their successors in interest, respectively, the entire amount then due under the terms of the deed of trust and the obligation secured thereby (including costs and expenses actually incurred in enforcing the terms of such obligation and a reasonable trustee's fee subject to the limitations imposed by subsection (6) of section 45-1502, Idaho Code, and attorney's fees as may be provided in the promissory note) other than such portion of the principal as would not then be due had no default occurred, and thereby cure the default theretofore existing, and thereupon, all proceedings theretofore had or instituted shall be dismissed or discontinued and the obligation and deed of trust shall be reinstated and shall be and remain in force and effect, the same as if no acceleration had occurred."

Dated this 27th day of November, 2006.

[signed] Edwin B. Holmes

EDWIN B. HOLMES, ISB 4668

HOLMES LAW OFFICE, P.A.

8109 N WAYNE DRIVE

POST OFFICE BOX 0569

HAYDEN ID 83835-0569

VOICE: (208) 762-0100

FACSIMILE: (208) 762-0199

Legal SNP# 8276

Nov. 22, 29, Dec. 6, 13, 2006

SUMMARY OF ORDINANCE NO. 1161

AN ORDINANCE OF THE CITY OF SANDPOINT, A MUNICIPAL CORPORATION OF THE STATE OF IDAHO; AMENDING SANDPOINT CITY CODE TITLE 6, CHAPTER 4, TAXICABS; TO ESTABLISH TAXICAB DRIVER LICENSES AND TO REQUIRE APPLICATIONS FOR SUCH LICENSES; TO REQUIRE ANNUAL TAXICAB DRIVER BACKGROUND CHECKS AND FEES FOR SAME; TO CLARIFY THAT A CITY FORM SHALL BE USED FOR MEDICAL CERTIFICATIONS; TO CLARIFY CERTAIN REGULATIONS REGARDING TAXICAB DRIVER APPLICATIONS AND RENEWALS; REPEALING PRIOR INCONSISTENT PROVISIONS; PROVIDING THAT THESE PROVISIONS SHALL BE DEEMED SEVERABLE AND THAT REMAINING SECTIONS OF SANDPOINT MUNICIPAL CODE SHALL NOT BE AFFECTED BY A FINDING THAT THESE PROVISIONS ARE UNLAWFUL OR UNENFORCEABLE; AND PROVIDING FOR PUBLICATION AND AN EFFECTIVE DATE.

The full Ordinance is on file with the Sandpoint City Clerk and will be promptly provided during regular hours to any citizens on personal request.

Maree Peck, City Clerk

Legal SNP# 8279

November 22, 2006

SUMMARY OF ORDINANCE NO. 1159

AN ORDINANCE OF THE CITY OF SANDPOINT, IDAHO AMENDING TITLE 7, CHAPTER 2, SECTION 2, PROVIDING STANDARDS FOR SIDEWALK ENCROACHMENT PERMITS; PROVIDING THAT VIOLATIONS OF THIS SECTION SHALL BE AN INFRACTION; REPEALING CERTAIN SECTIONS; PROVIDING FOR SEVERABILITY; AND PROVIDING FOR PUBLICATION AND AN EFFECTIVE DATE.

The full Ordinance is on file with the Sandpoint City Clerk and will be promptly provided during regular hours to any citizens on personal request.

Maree Peck, City Clerk

Legal SNP# 8277

November 22, 2006

SUMMARY OF ORDINANCE NO. 1160

AN ORDINANCE OF THE CITY OF SANDPOINT, IDAHO AMENDING TITLE 3, CHAPTER 11, SECTIONS 3 AND 4, TO PROVIDE THAT BUSINESS REGISTRATION FEES BE SET BY RESOLUTION; TO PROVIDE THAT SUCH FEES ARE DUE ON JANUARY 1 EACH YEAR; PROVIDING FOR SEVERABILITY; AND PROVIDING FOR THIS ORDINANCE TO BE EFFECTIVE JANUARY 1, 2008.

The full Ordinance is on file with the Sandpoint City Clerk and will be promptly provided during regular hours to any citizens on personal request.

Maree Peck, City Clerk

Legal SNP# 8278

November 22, 2006

LIEN SALE

Lessee: Anglea Pincenti

Lessee address: P.O. Box 613

Lessee storage unit #: Woodland Mini 16

Personal pproperty to be sold: Furniture, clothing, household

Date of sale: December 3, 2006

Time: 9am

SPM legal/11/17/2006/208-263-9233

Legal SNP# 8280

Nov. 22, Dec. 2, 2006