Legals February 11, 2017

NOTICE TO CREDITORS CASE NO. CV16-1689 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER In the matter of the Estate of: RICHARD GULMAN, Date of Death: 9/30/2016 NOTICE IS HEREBY GIVEN that the underdigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the first date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 25 day of January, 2017 /s/ JORY GULMAN, Personal Representative c/o Pamela Massey Callahan & Associates, Chtd. PO Box 2226 Coeur d' Alene, ID 83816 SNP LEGAL 4392 FEB 4, 11, 18, 2017

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Sandra K. Rajala, unmarried woman as grantor, to Sandpoint Title as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Mortgageit, Inc., its successors and assigns as beneficiary, dated September 1, 2006, recorded September 25, 2006, in the mortgage records of Bonner County, Idaho, as Document No. 713852, and assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY,as Trustee for HARBORVIEW MORTGAGE LOAN TRUST 2006-14, Mortgage Loan Pass-Through Certificates, Series 2006-14 by assignment recorded on December 4, 2015 in the records of Bonner County, Idaho, as Document No. 883004, covering the following described real property situated in said county and state, to wit: LOT 1, 2 AND 3, BLOCK 17 OF FARMIN`S SIXTH ADDITION TO SANDPOINT, IDAHO, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS, PAGE 76, RECORDS OF BONNER COUNTY, IDAHO. PROPERTY ADDRESS: 918 North Ella Avenue, Sandpoint, ID 83864 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning March 1, 2015 through November 23, 2016 in the principal amount of $6,033.44; plus interest due of $15,408.84; plus an escrow payment of $4,569.03; less a suspense balance of $68.31; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $222,810.51 with variable interest thereon at the current rate of 4.25000 percent per annum beginning February 1, 2015 in the amount of $16,435.33; plus escrow advances of $1,461.48; plus late charges of $764.10; less a suspense balance of $68.31; plus other fees and costs in the amount of $3,723.58; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on April 4, 2017, at the hour of 10:00 AM, at Bonner County Courthouse - Front Steps, 215 So. First Ave, Sandpoint, ID 83864, in the City of Sandpoint, County of Bonner, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 901 Fifth Avenue ,Suite 00Seattle, WA 98164 SNP LEGAL 4379 JAN 28, 2017 FEB 4, 11, 18, 2017